Cox Engines Forum
You are not logged in! Please login or register.

Logged in members see NO ADVERTISEMENTS!


No good,,dirty,,rotten!!!!!! Cox_ba12




No good,,dirty,,rotten!!!!!! Pixel

Log in

I forgot my password

Search
 
 

Display results as :
 


Rechercher Advanced Search

Latest topics
» Introducing the new - "QZ" RR-1
by Boats13 Today at 10:19 am

» STUKA bomb dimentions needed
by latole Today at 9:36 am

» Indexing COX cylinders
by davidll1984 Today at 7:56 am

» Another of C.T. engines cleaned ---- Cox Tee Dee .09 --- Just today (3/26/2024) more Cox parts
by Yabby Today at 7:47 am

» Introducing our Cox .049 TD Engines
by Yabby Today at 6:33 am

» 1/2a Skyray plans?
by 944_Jim Yesterday at 10:14 pm

» Postage stamp backplates
by JPvelo Yesterday at 8:52 pm

» my attempt at making an exhaust throttle for Cox .049
by roddie Yesterday at 8:20 pm

» Cosmic Winds, - Big Guy, Little Guys, Silver Guy and Wounded Guy.
by rsv1cox Yesterday at 5:18 pm

» My friend Ramón, his Cox .09 & Cox .010
by MauricioB Yesterday at 12:31 pm

» Parts Cox TD-4
by rsv1cox Yesterday at 8:40 am

» On ebay a very special Cox engine
by davidll1984 Yesterday at 6:32 am

Cox Engine of The Month
March-2024
balogh's

"COX Budapest" .049 engine



PAST WINNERS
CEF Traveling Engine

Win This Engine!
Gallery


No good,,dirty,,rotten!!!!!! Empty
Live on Patrol


No good,,dirty,,rotten!!!!!!

Go down

No good,,dirty,,rotten!!!!!! Empty No good,,dirty,,rotten!!!!!!

Post  PV Pilot Sun Sep 25, 2011 1:20 pm

Visa debt was just scammed. Got a phone call from my CU's protection agency. The perpetraitor's tested it out by making a $1 purchase at Napster,,then as I was talking to the lady on the phone, they ran up $100 on a Python Software purchase. Instant block by the very nice lady on the phone. Logged and recorded,,thank god.

Doesn't hurt that my ex-wife is a fraud specialist at that CU.

For all the young (or old) ones out there with a fresh credit card,,make sure you have some form of protecion from online fraud or scam.

Sucks is that you still have to jump thru the hoops a bit for issuance of a new card,,but as it goes,,that is the least of the problem.

PV Pilot
PV Pilot
High Tech Balsa Basher
High Tech Balsa Basher

Posts : 1854
Join date : 2011-08-11
Age : 57
Location : The ragged end of the Universe.

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty Re: No good,,dirty,,rotten!!!!!!

Post  SuperDave Sun Sep 25, 2011 1:27 pm

"What evil lurks in the minds of men? Only "The Shadow" knows".

PV's is a good example.
SuperDave
SuperDave
Rest In Peace
Rest In Peace

Posts : 3552
Join date : 2011-08-13
Location : Washington (state)

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty Re: No good,,dirty,,rotten!!!!!!

Post  PV Pilot Sun Sep 25, 2011 5:18 pm

Been purchasing online since Al Gore invented the internet and never had a problem.

Sucks bigtime!!. Had some parts and pieces sitting in the purchased bin for tomorrow's credit run at a couple honest places. The Super jake will have to wait a bit longer on the workbench.

Only one newer online shop I had ordered from on thursday was Maxxproducts. Ordered from there once before and didn't have a problem. The credit protection lady says the majority of scams are from ATM type swipes, where your card dissappears from sight for those few crucial seconds/minutes.

Buyer beware.
PV Pilot
PV Pilot
High Tech Balsa Basher
High Tech Balsa Basher

Posts : 1854
Join date : 2011-08-11
Age : 57
Location : The ragged end of the Universe.

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty CreditvCard risk 101

Post  Cz10 Mon Sep 26, 2011 9:13 am

PV Pilot wrote:Visa debt was just scammed....


For all the young (or old) ones out there with a fresh credit card,,make sure you have some form of protecion from online fraud or scam.

Sucks is that you still have to jump thru the hoops a bit for issuance of a new card,,but as it goes,,that is the least of the problem.


Yes, it does indeed suck. But your problem was because of a DEBIT card that is ALSO a credit card. The problem is when the money comes instantly and directly out of your bank account. If there is fraudulent use, you loose.

With a CREDIT card, where you get a statement and you pay the charges every month, while it will be a hassle and you will have to get a new card, you WON'T loose money. The MERCHANT that processed your charge, or in rarer cases, the credit card company, are the ones that loose financially. UNLESS that merchant can prove you were the one that made that charge, you are not liable for the payment. There are basically two types of credit card transactions.

A swiped transaction, where you make a purchase and you card is physically present at the point of sale, the card is swiped through a machine or an imprint is taken and you sign agreeing to payment. Unless the signature doesn't match or the merchant fails to otherwise validate that you are indeed the card holder (i.e. asking for additional identification), then you are responsible for payment....

The other type of transaction is a card not present transaction, also known as a MOTO transaction - Mail Order/Telephone order.

Basically, in the case of real goods perchased, Unless the merchant can, in addition to having the card number, expiration date AND the CVV2 ( the 3 digit number off the back, or in the case of AMEX, the 4 digit number printed on the front), the merchant also has to prove that he delivered the goods to you.

That means the goods either have to be shipped to the billing address of the card, or an address that YOU have authorized as a shipping address with your card company, or by other verifiable means (i.e. a fax with your identification and signature authorizing the shipment - though this is technically somewhat a grey area from the merchant standpoint). Unless that is the case, the merchant is out $$$ if it is fraud, not you and NOT the card company.

In the case of a fraudulent charge, you dispute the charge with your card company and unless the merchant can document the charge as legitimate (like by proving the goods shipped to an authorized address) the card company does a charge back that reverses the charge against your account and takes the money back from the merchant, end of story. I am not familiar with the rules with things like Napster and the like, where there are non hard goods involved, but I am sure it is a similar situation.

I have processed millions of $ in MOTO transactions and had numerous fraud attempts - but never a successful one - because I was always on guard and knew the rules that guaranteed me payment, and followed them unless I was 100% sure I knew who I was dealing with.
Cz10
Cz10
Gold Member
Gold Member

Posts : 229
Join date : 2011-08-17

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty Re: No good,,dirty,,rotten!!!!!!

Post  PV Pilot Mon Sep 26, 2011 9:43 am

Luckily with my credit union, there is a 60 day dispute timeline for any fradulent use with a Visa/debt,,which is the only card I have in my wallet now. I have never shopped at those two places where they tried to use it, so that threw up the red flag as well as the billing address and listed shipping address, as per the lady on the phone yesterday. All things that I purchase online are billed and shipped to the same address.

I see the grey area where that could cause problems as well,, for things that are non-hard goods,,such as downloads.

All good info Cz10,,and everyone should read that post.
PV Pilot
PV Pilot
High Tech Balsa Basher
High Tech Balsa Basher

Posts : 1854
Join date : 2011-08-11
Age : 57
Location : The ragged end of the Universe.

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty Re: No good,,dirty,,rotten!!!!!!

Post  Cz10 Mon Sep 26, 2011 10:10 am

I don't typically use a debit card as a credit card so that is something I think is fairly new... It used to be that there was a transaction limit (like $500) and a daily limit (like $2500) that I would encounter. I think you can still set that with your issuing institution.

The "rules" are very much in the card holder and issuer favor. The merchant really has to jump through the hoops or can get burned. Unfortunately, most don't know the rules until after they get burned. Some can afford the risk. I sell high dollar low margin electronics and 90%+ over the Internet - I can't afford risk.

I had a few attempts where everything matched. But because I still process charges manually and my gut told me that something wasn't right, they didn't happen. I had card security contact the card holder and it wasn't legit. Each time it was over $5K.
Cz10
Cz10
Gold Member
Gold Member

Posts : 229
Join date : 2011-08-17

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty Re: No good,,dirty,,rotten!!!!!!

Post  PV Pilot Mon Sep 26, 2011 12:27 pm

Just got back from the CU. All notarized refund paperwork filed and is a 100% guarantee of return, or non-transfer, however you look at it. The money was never transferred out of my account,,but the pendings were there for the fradulent transactions.

Apparently the crooks also tried twice to transfer money into there yahoo wallet acct,,but by that time it was too late, card was blocked.

A breath of relief.

PV Pilot
PV Pilot
High Tech Balsa Basher
High Tech Balsa Basher

Posts : 1854
Join date : 2011-08-11
Age : 57
Location : The ragged end of the Universe.

Back to top Go down

No good,,dirty,,rotten!!!!!! Empty Re: No good,,dirty,,rotten!!!!!!

Post  Sponsored content


Sponsored content


Back to top Go down

Back to top


 
Permissions in this forum:
You cannot reply to topics in this forum