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Third PartyInsurance
Page 1 of 1
Third PartyInsurance
While this is addressed to the UK members please feel free to give an insight into other areas.
Many years ago, although "clubs" were insured, to fly a model alone it was generally accepted that you had to take out third party liabilty insurance just in case something went horribly wrong.
This was available for pence from MAP (Model Aeronautical Press) or the SMAE (Society of Model Aeronautical Engineers).
What are the best options now? I would not want to fly in or near any public areas without cover.
Many years ago, although "clubs" were insured, to fly a model alone it was generally accepted that you had to take out third party liabilty insurance just in case something went horribly wrong.
This was available for pence from MAP (Model Aeronautical Press) or the SMAE (Society of Model Aeronautical Engineers).
What are the best options now? I would not want to fly in or near any public areas without cover.
ian1954- Diamond Member
- Posts : 2688
Join date : 2011-11-16
Age : 69
Location : England
Re: Third PartyInsurance
There ya go Ian,-
http://www.bmfa.org/about/join.html
The rest of you guys that fly or operate these engines get it cos even if you hurt yourself
you're covered.
http://www.bmfa.org/about/join.html
The rest of you guys that fly or operate these engines get it cos even if you hurt yourself
you're covered.
John Goddard- Diamond Member
- Posts : 2447
Join date : 2011-11-24
Age : 59
Location : Leyton North East London
Re: Third PartyInsurance
Thanks John.
I had come to the conclusion that no one on this site has taken out any insurance. 3rd party liability has become a big thing.
I had come to the conclusion that no one on this site has taken out any insurance. 3rd party liability has become a big thing.
ian1954- Diamond Member
- Posts : 2688
Join date : 2011-11-16
Age : 69
Location : England
Re: Third PartyInsurance
Particularly if you're a home owner cos then 'ambulance chasers direct 4 U' et al, have got some thing to aim for.
John Goddard- Diamond Member
- Posts : 2447
Join date : 2011-11-24
Age : 59
Location : Leyton North East London
Re: Third PartyInsurance
My BMFA membership/insurance certificate arrived on Saturday and I was well impressed. (However, constant rain, wind and now snow have stopped me taking advantage of this)
Along with it came a handbook, a very informative magazine (which is sent bimonthly), a coming year events magazine, further insurance offers for personal equipment and a free "getting started" offer.
The magazine was an eye opener - I was just as impressed with this as I was with the "aeromodellor". They even have a nostalgia section which emphasises how things have moved on since I last involved myself.
http://www.bmfa.org/publications/index.html
Again, if you intend to fly in the UK - get insured. At first I thought this expensive, £32 - but take into account 6 magazines ........... I believe it is also cheaper if you are an affiliated club member but I prefer to fly the "Jolly Roger".
Thanks John for pointing me in the right direction - I also hadn't realised that the BMFA and SMAE are one and the same!
Along with it came a handbook, a very informative magazine (which is sent bimonthly), a coming year events magazine, further insurance offers for personal equipment and a free "getting started" offer.
The magazine was an eye opener - I was just as impressed with this as I was with the "aeromodellor". They even have a nostalgia section which emphasises how things have moved on since I last involved myself.
http://www.bmfa.org/publications/index.html
Again, if you intend to fly in the UK - get insured. At first I thought this expensive, £32 - but take into account 6 magazines ........... I believe it is also cheaper if you are an affiliated club member but I prefer to fly the "Jolly Roger".
Thanks John for pointing me in the right direction - I also hadn't realised that the BMFA and SMAE are one and the same!
ian1954- Diamond Member
- Posts : 2688
Join date : 2011-11-16
Age : 69
Location : England
Re: Third PartyInsurance
Smae?
Old fart alert!!!!!
I think the extra cover is worth considering too.
1, it's through Hiscox so they're not as likely as as
A firm underwritten by that mob with offices in Lime St
To try to wriggle out of paying.
2, your house/car comp aren't likely to be very sympathetic
Should the worse happen.
I know 'someone' who came back from a Summer days flying
And fell a kip on the sofa instead of unloading.
I lost my qqyak, the wings (!!!!!!!) from my 50cc Edge and our
Club trainer.
I phoned NIG Monday Morning to find my 'in car' limit was 250 quid
Of course my excess was 500 so chocolate teapot anyone?
The rozzers were compleatly uninterested even though the Pikey
Had left DNA behind cutting his sticky mitts going through
Window. In this case the Yak and Edge were irriplaceable cos no
Longer made so I offered a 'no questions asked' reward.
If they had been properly insured it might've softened the blow
A little.
Old fart alert!!!!!
I think the extra cover is worth considering too.
1, it's through Hiscox so they're not as likely as as
A firm underwritten by that mob with offices in Lime St
To try to wriggle out of paying.
2, your house/car comp aren't likely to be very sympathetic
Should the worse happen.
I know 'someone' who came back from a Summer days flying
And fell a kip on the sofa instead of unloading.
I lost my qqyak, the wings (!!!!!!!) from my 50cc Edge and our
Club trainer.
I phoned NIG Monday Morning to find my 'in car' limit was 250 quid
Of course my excess was 500 so chocolate teapot anyone?
The rozzers were compleatly uninterested even though the Pikey
Had left DNA behind cutting his sticky mitts going through
Window. In this case the Yak and Edge were irriplaceable cos no
Longer made so I offered a 'no questions asked' reward.
If they had been properly insured it might've softened the blow
A little.
John Goddard- Diamond Member
- Posts : 2447
Join date : 2011-11-24
Age : 59
Location : Leyton North East London
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