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Post  ian1954 Sun Jan 27, 2013 3:48 pm

While this is addressed to the UK members please feel free to give an insight into other areas.

Many years ago, although "clubs" were insured, to fly a model alone it was generally accepted that you had to take out third party liabilty insurance just in case something went horribly wrong.

This was available for pence from MAP (Model Aeronautical Press) or the SMAE (Society of Model Aeronautical Engineers).

What are the best options now? I would not want to fly in or near any public areas without cover.
ian1954
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Post  John Goddard Wed Jan 30, 2013 5:07 pm

There ya go Ian,-

http://www.bmfa.org/about/join.html

The rest of you guys that fly or operate these engines get it cos even if you hurt yourself
you're covered.

Very Happy
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Post  ian1954 Wed Jan 30, 2013 5:12 pm

Thanks John.

I had come to the conclusion that no one on this site has taken out any insurance. 3rd party liability has become a big thing.

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Post  John Goddard Wed Jan 30, 2013 5:20 pm

Particularly if you're a home owner cos then 'ambulance chasers direct 4 U' et al, have got some thing to aim for.
Snowman
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Post  ian1954 Mon Feb 11, 2013 6:17 am

My BMFA membership/insurance certificate arrived on Saturday and I was well impressed. (However, constant rain, wind and now snow have stopped me taking advantage of this)

Along with it came a handbook, a very informative magazine (which is sent bimonthly), a coming year events magazine, further insurance offers for personal equipment and a free "getting started" offer.

The magazine was an eye opener - I was just as impressed with this as I was with the "aeromodellor". They even have a nostalgia section which emphasises how things have moved on since I last involved myself.

http://www.bmfa.org/publications/index.html

Again, if you intend to fly in the UK - get insured. At first I thought this expensive, £32 - but take into account 6 magazines ........... I believe it is also cheaper if you are an affiliated club member but I prefer to fly the "Jolly Roger".

Thanks John for pointing me in the right direction - I also hadn't realised that the BMFA and SMAE are one and the same!

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Post  John Goddard Mon Feb 11, 2013 6:42 am

Smae?
Old fart alert!!!!!
Very Happy

I think the extra cover is worth considering too.
1, it's through Hiscox so they're not as likely as as
A firm underwritten by that mob with offices in Lime St
To try to wriggle out of paying.
2, your house/car comp aren't likely to be very sympathetic
Should the worse happen.

I know 'someone' who came back from a Summer days flying
And fell a kip on the sofa instead of unloading.
I lost my qqyak, the wings (!!!!!!!) from my 50cc Edge and our
Club trainer.
I phoned NIG Monday Morning to find my 'in car' limit was 250 quid
Of course my excess was 500 so chocolate teapot anyone?
The rozzers were compleatly uninterested even though the Pikey
Had left DNA behind cutting his sticky mitts going through
Window. In this case the Yak and Edge were irriplaceable cos no
Longer made so I offered a 'no questions asked' reward.
If they had been properly insured it might've softened the blow
A little.
Huh...
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